Tax-Refund Loans Are Taxpayer Rip-offs But There Are Alternatives
Tax season is quickly approaching and Attorney General Edmund G Brown Jr. urges Californians to avoid high-cost tax-refund-anticipation loans (RAL) and any company or person who advertises these loans.
RAL’s are obtained by filing electronically with a tax preparer who works directly with a bank to advance the refund as a loan, but don’t expect to get the full amount of your tax refund owe to you.
The amount you receive will be minus Read more
Eight Years Ago But “It’s No Less The Pain”
It happened 8yrs ago today. It is hard to believe it’s been so long, yet the images sit clear in our memories and the pain fresh in our hearts.
It feels that way because the infamous acts that took place that day touched us all in one way or another. No matter where or what everyone was doing, it affected us all.
I remember receiving a frantic call from my mother and then Read more
Would You Like Paper or Plastic For a Quarter?
While President Barack Obama is pushing for cleaner, more efficient cars by possibly allowing California and other states to impose tougher auto emission standards on carmakers, the City of San Jose is also looking to Read more
Some Food for Thought: Seven Pounds
Yesterday, after watching the new Will Smith movie “Seven Pounds,” I was curious to hear the movie critics. Some liked it others did not.
My suggestion for you is not to listen to the movie critics because their job is to critic the movie. And their criticism is narrowly focused on Read more
Some Food for Thought: Why Should We Give Thanks If We Have so Many Problems?
We are facing the worst economic crisis we’ve seen in years. Our economy is getting closer and closer to a full blown recession. Deflation is affecting every business and as a result we may be receiving the so dreaded “pink slip.” We are all loosing our homes even though we’ve tried so hard to negotiate a loan modification or minimize the banks’ loses by doing a short sale. We are seeing our retirement accounts loose money every day.
All these thoughts are probably running through the minds of many people today (partly because these are the popular headline news). So if we have so many problems, why should we be thankful for anything?
I will tell you why we Read more
I Am Urging Everyone NOT to Vote This Year….…
This is a very important message!
Believe me, I can’t stress enough how important it is that you DO NOT VOTE in the Presidential election this year. This is why……. Read more
Community Affair: For the Love of Music
If you are in the San Jose area this weekend and would like to enjoy a day full of good music with your family, come listen to the talented Bay Area protégé Jonah Johnson. Jonah has been featured in the reality show called “Waiting 2B Discovered” (Warner Bros).
Jonah, with his group of talented young artists from Timeless Entertainment (Jonah, Mid-One, Lonnye, Alexis), doesn’t follow today’s music standards that he calls “escapisms.” They stay away from profanity and the recycled “bling-bling, big pimpin” mentality that many artists feel they need to use in order to get Read more
Remembering & Honoring those that Served in the Military
This past weekend I hope everyone enjoyed the long weekend with their families but always remembering and honoring those family members and friends that Read more
Happy Cinco de Mayo
Income Tax Due Date April 15th
For all of you procrastinators (I’ve been guilty of this myself), the last day to file you income tax forms is TODAY!
If you are one of the many people that waited until the last minute to file your income taxes, the United States postal service will have several offices open until 11:59pm today. This was done so you can Read more
IRS Tax Rebate Scam via Email
With the deadline to file your income tax return coming due on April 15 where you will tell Uncle Sam how much you made this year, this is an opportunity for internet scammers to obtain your personal financial information by accessing your computer through an e-mail phishing scam.
The email looks very official with the IRS logo, signatures and even an apparent IRS email address but this is not a legitimate email. The Internal Revenue Service warns consumers NOT to click on the link as instructed by the sender.
The body of the email may state the following Read more

















