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	<title>San Jose-Santa Clara County Real Estate UNCENSORED &#187; Real Estate &amp; Mortgage FRAUD</title>
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	<description>Real Estate, Mortgage &#38; Credit information - San Jose - Santa Clara County - California</description>
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		<title>Bank Employees, Real Estate Agents, Mortgage Broker, And Others In The Bay Area Arrested by The FBI</title>
		<link>http://sccrealestateuncensored.com/2010/bank-employees-real-estate-agents-mortgage-broker-arrested-fbi/</link>
		<comments>http://sccrealestateuncensored.com/2010/bank-employees-real-estate-agents-mortgage-broker-arrested-fbi/#comments</comments>
		<pubDate>Sat, 24 Apr 2010 14:30:31 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Antioch]]></category>
		<category><![CDATA[bank fraud]]></category>
		<category><![CDATA[Carrie Du]]></category>
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		<category><![CDATA[Clarin Tambot-Querimit]]></category>
		<category><![CDATA[Cleofe Nogavich]]></category>
		<category><![CDATA[Cleofe Soledad Nogavich]]></category>
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		<category><![CDATA[Countrywide Home Loans]]></category>
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		<category><![CDATA[Department of Justice]]></category>
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		<category><![CDATA[wire fraud]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1540</guid>
		<description><![CDATA[Last week eighteen (18) individuals in the Bay Area received a rude awakening by FBI agents. Starting at 6 a.m., FBI agents began arresting the suspects of mortgage fraud schemes that led to the loss of more than $10 million.
The charges for the various suspects include bank fraud, conspiracy to commit mail fraud, and conspiracy [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2010/bank-employees-real-estate-agents-mortgage-broker-arrested-fbi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Former Mortgage Broker Sentenced for Tax Fraud and Paying Kickbacks</title>
		<link>http://sccrealestateuncensored.com/2010/mortgage-broker-sentenced-tax-fraud-and-kickbacks/</link>
		<comments>http://sccrealestateuncensored.com/2010/mortgage-broker-sentenced-tax-fraud-and-kickbacks/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 17:33:11 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Department of Justice]]></category>
		<category><![CDATA[department of real estate]]></category>
		<category><![CDATA[fbi]]></category>
		<category><![CDATA[Financial Fraud Enforcement Task Force]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Joel Blanford]]></category>
		<category><![CDATA[John Ngo]]></category>
		<category><![CDATA[Long Beach Mortgage]]></category>
		<category><![CDATA[mail fraud]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[Paul Bridge]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[tax fraud]]></category>
		<category><![CDATA[The Loan Center]]></category>
		<category><![CDATA[The Loan Center in San Francisco]]></category>
		<category><![CDATA[Washington Mutual Bank]]></category>
		<category><![CDATA[William Bridge]]></category>
		<category><![CDATA[William T. Bridge]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1533</guid>
		<description><![CDATA[U.S. District Judge William B. Shubb sentenced Former Mortgage Broker, William T. Bridge (license record), 43, of Cambria, California, for tax fraud and paying kickbacks in real estate transactions. Bridge pleaded guilty on June 16, 2008.
This case is the product of a joint investigation by the FBI and the IRS &#8211; Criminal Investigation.
According to Assistant [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2010/mortgage-broker-sentenced-tax-fraud-and-kickbacks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Modification Firm, Broker, and Agent Offering Legal Representation Surrender License to DRE</title>
		<link>http://sccrealestateuncensored.com/2010/loan-modification-legal-surrender-license/</link>
		<comments>http://sccrealestateuncensored.com/2010/loan-modification-legal-surrender-license/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 17:47:05 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[attorney affiliated loan modification]]></category>
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		<category><![CDATA[California attorney]]></category>
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		<category><![CDATA[Christopher Fox]]></category>
		<category><![CDATA[Curtis James Melone]]></category>
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		<category><![CDATA[Erickson Law Center]]></category>
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		<category><![CDATA[Feldman Law Center]]></category>
		<category><![CDATA[foreclosure prevention consultants]]></category>
		<category><![CDATA[foreclosure rescue consultants]]></category>
		<category><![CDATA[foreclosure scams]]></category>
		<category><![CDATA[forensic loan audit]]></category>
		<category><![CDATA[forensic loan auditors]]></category>
		<category><![CDATA[Gary Michael Erickson]]></category>
		<category><![CDATA[GeenCeditSlutions.com]]></category>
		<category><![CDATA[Get My Credit Grade]]></category>
		<category><![CDATA[GetGeenCedit.com]]></category>
		<category><![CDATA[GoGreenCredit.com]]></category>
		<category><![CDATA[Green Credit]]></category>
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		<category><![CDATA[HUD loan modification]]></category>
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		<category><![CDATA[loan auditing]]></category>
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		<category><![CDATA[Magus Global]]></category>
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		<category><![CDATA[mortgage loan audits]]></category>
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		<category><![CDATA[New Century Solutions]]></category>
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		<category><![CDATA[Predatory Lending]]></category>
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		<category><![CDATA[SB 94]]></category>
		<category><![CDATA[Senate Bill 94]]></category>
		<category><![CDATA[TILA violations]]></category>
		<category><![CDATA[Trilogy Real Estate]]></category>
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		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1491</guid>
		<description><![CDATA[The Irvine loan modification firm Green Credit Solutions Inc (license record &#8211; Green Credit), its designated broker Jeffrey Alan Chiuminatta (license record), and real estate salesperson Curtis James Melone (license record) have surrendered their real estate licenses rather than fight charges of fraud and dishonest dealing (PDF format) filed by the Department of Real Estate [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2010/loan-modification-legal-surrender-license/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>HUD: Homeowners Can Report Scammers to National Complaint Database</title>
		<link>http://sccrealestateuncensored.com/2010/hud-report-loan-scam/</link>
		<comments>http://sccrealestateuncensored.com/2010/hud-report-loan-scam/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 18:04:02 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Attorney General]]></category>
		<category><![CDATA[fbi]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[How to report loan modification scam]]></category>
		<category><![CDATA[How to report loan modification scam to Attorney General]]></category>
		<category><![CDATA[How to report loan modification scam to FBI]]></category>
		<category><![CDATA[How to report loan modification scam to Federal Trade Commission]]></category>
		<category><![CDATA[How to report loan scam to Attorney General]]></category>
		<category><![CDATA[How to report loan scam to FBI]]></category>
		<category><![CDATA[How to report loan scam to Federal Trade Commission]]></category>
		<category><![CDATA[How to report scam to Attorney General]]></category>
		<category><![CDATA[How to report scam to FBI]]></category>
		<category><![CDATA[How to report scam to Federal Trade Commission]]></category>
		<category><![CDATA[Lawyers’ Committee for Civil Rights Under Law]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Loan Modification Scam Prevention Network]]></category>
		<category><![CDATA[NeighborWorks America]]></category>
		<category><![CDATA[PreventLoanScams.org]]></category>
		<category><![CDATA[Report loan modification scam]]></category>
		<category><![CDATA[Report loan modification scam to Attorney General]]></category>
		<category><![CDATA[Report loan modification scam to FBI]]></category>
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		<category><![CDATA[Report loan scam]]></category>
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		<category><![CDATA[Report loan scam to FBI]]></category>
		<category><![CDATA[Report loan scam to Federal Trade Commission]]></category>
		<category><![CDATA[Report scam]]></category>
		<category><![CDATA[Report scam to Attorney General]]></category>
		<category><![CDATA[Report scam to FBI]]></category>
		<category><![CDATA[Report scam to Federal Trade Commission]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1465</guid>
		<description><![CDATA[In the midst of the current economic turmoil and foreclosure crisis, millions of distressed homeowners have become vulnerable targets to unscrupulous and sometimes criminal third-party scammers, con-artists, and thieves. These fraudulent individuals are highly mobile and easily able to move from one community to another.
To further strengthen the fight against these scammers, support existing efforts [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2010/hud-report-loan-scam/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should You Trust A Forensic Loan Audit?</title>
		<link>http://sccrealestateuncensored.com/2010/forensic-loan-audit/</link>
		<comments>http://sccrealestateuncensored.com/2010/forensic-loan-audit/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 14:45:36 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Forensic Loan Audit Assistance]]></category>
		<category><![CDATA[Forensic Loan Audit California]]></category>
		<category><![CDATA[Forensic Loan Audit Companies]]></category>
		<category><![CDATA[Forensic Loan Audit Help]]></category>
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		<category><![CDATA[Forensic Loan Audit Loan Modification]]></category>
		<category><![CDATA[Forensic Loan Audit modification attorney]]></category>
		<category><![CDATA[Forensic Loan Audit Scam]]></category>
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		<category><![CDATA[loan modification]]></category>
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		<category><![CDATA[RESPA violation]]></category>
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		<category><![CDATA[Truth In Lending Act violation review]]></category>
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		<category><![CDATA[What is a Forensic Loan Audit]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1457</guid>
		<description><![CDATA[Attorney General Edmund G. Brown Jr., the California Department of Real Estate (DRE), and the State Bar of California have been warning homeowners against foreclosure rescue scams for quite some time. It seems to me, however, that they are always one step behind these individuals and businesses taking advantage of financially strapped homeowners.
Today, the office [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2010/forensic-loan-audit/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Pimps and Whores of the Loan Modification Industry</title>
		<link>http://sccrealestateuncensored.com/2009/pimps-and-whores-loan-modification-industry/</link>
		<comments>http://sccrealestateuncensored.com/2009/pimps-and-whores-loan-modification-industry/#comments</comments>
		<pubDate>Mon, 12 Jan 2009 22:36:10 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[advance fee loan modification]]></category>
		<category><![CDATA[Asian Inc]]></category>
		<category><![CDATA[attorney affiliated loan modification]]></category>
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		<category><![CDATA[California Civil Code Section 1689.5]]></category>
		<category><![CDATA[California Civil Code Section 2924j]]></category>
		<category><![CDATA[California Civil Code Section 2945]]></category>
		<category><![CDATA[California Department of Real Estate]]></category>
		<category><![CDATA[California loan modification]]></category>
		<category><![CDATA[Commissioner Regulation 2970]]></category>
		<category><![CDATA[Commissioner Regulation 2972]]></category>
		<category><![CDATA[Consumer Credit Counseling Service of Santa Clara]]></category>
		<category><![CDATA[DBTSV]]></category>
		<category><![CDATA[Dont Borrow Trouble Silicon Valley]]></category>
		<category><![CDATA[how to do a loan modification]]></category>
		<category><![CDATA[how to modify a loan]]></category>
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		<category><![CDATA[loan modification scam]]></category>
		<category><![CDATA[loan modification with HUD]]></category>
		<category><![CDATA[loan modification with non-profit organizations]]></category>
		<category><![CDATA[Neighborhood Housing Silicon Valley]]></category>
		<category><![CDATA[no fee loan modification]]></category>
		<category><![CDATA[no objection letter from the Department of Real Estate]]></category>
		<category><![CDATA[no objection letter from the DRE]]></category>
		<category><![CDATA[NOD]]></category>
		<category><![CDATA[Notice of Default]]></category>
		<category><![CDATA[Pimps and Whores]]></category>
		<category><![CDATA[project sentinel]]></category>
		<category><![CDATA[Real Estate Settlement Procedures Act Section 8]]></category>
		<category><![CDATA[RESPA violation]]></category>
		<category><![CDATA[salvando su casa]]></category>
		<category><![CDATA[salvandosucasa]]></category>
		<category><![CDATA[save your home]]></category>
		<category><![CDATA[saveyourhome]]></category>
		<category><![CDATA[saving your home]]></category>
		<category><![CDATA[subprime wolves]]></category>
		<category><![CDATA[Washington State Department of Financial Institution]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=1176</guid>
		<description><![CDATA[There are individuals doing loan modifications legally but there are many more doing it illegally. This is a hot business and it is exposing homeowners to fraud now more than ever.
“It’s becoming an issue. As always, people get very clever when they see an opportunity,” said California Department of Real Estate spokesman Tom Pool.
Figuratively speaking [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2009/pimps-and-whores-loan-modification-industry/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Two Milpitas Mortgage Brokers Convicted in $10 Million Fraud Case</title>
		<link>http://sccrealestateuncensored.com/2008/milpitas-mortgage-brokers-convicted-fraud/</link>
		<comments>http://sccrealestateuncensored.com/2008/milpitas-mortgage-brokers-convicted-fraud/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 03:17:07 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Bic Pho]]></category>
		<category><![CDATA[Cayetano Alberto De La Rosa]]></category>
		<category><![CDATA[Cesar Ponte Valverde]]></category>
		<category><![CDATA[Cesar Valverde Ponte]]></category>
		<category><![CDATA[Esperanza Valverde]]></category>
		<category><![CDATA[Gibralter Realty]]></category>
		<category><![CDATA[Herman Covarrubias]]></category>
		<category><![CDATA[Linda Tran]]></category>
		<category><![CDATA[Milpitas]]></category>
		<category><![CDATA[norma valdovinos]]></category>
		<category><![CDATA[Office of the District Attorney]]></category>
		<category><![CDATA[Pablo Curiel]]></category>
		<category><![CDATA[paul curiel]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[santa clara county]]></category>
		<category><![CDATA[Santa Clara County District Attorney]]></category>
		<category><![CDATA[Su Casa Realty]]></category>
		<category><![CDATA[Summit Mortgage One]]></category>
		<category><![CDATA[Summit Mortgage Realty]]></category>
		<category><![CDATA[Summit Realty]]></category>
		<category><![CDATA[WorldWide Lending Mortgage]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=600</guid>
		<description><![CDATA[It never stops to amaze me how many of the alleged fraud cases here in the Bay Area seem to be connected in one way or another. You will see how at the end of this post.
On October 14 2008, the Santa Clara County District Attorney&#8217;s Office announced that a jury had convicted two mortgage [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/milpitas-mortgage-brokers-convicted-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Your Code of Ethics?</title>
		<link>http://sccrealestateuncensored.com/2008/what-is-your-code-of-ethics/</link>
		<comments>http://sccrealestateuncensored.com/2008/what-is-your-code-of-ethics/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 02:11:12 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[century 21 su casa]]></category>
		<category><![CDATA[code of ethics]]></category>
		<category><![CDATA[common ethical traps]]></category>
		<category><![CDATA[ethical traps]]></category>
		<category><![CDATA[Felipe Neri]]></category>
		<category><![CDATA[maria avila]]></category>
		<category><![CDATA[Mary Ellen Guffey]]></category>
		<category><![CDATA[norma valdovinos]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[santa clara county]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=461</guid>
		<description><![CDATA[Not too long ago “business ethics” was an expression that many considered an oxymoron. Then, in the 1990’s corporations made a remarkable turnabout by addressing codes of ethics, conduct issues in policy manuals, etc. The main reason was because businesses became increasingly concerned about ethics after realizing that ethical practices actually made business sense.
The rules [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/what-is-your-code-of-ethics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Catchy Radio/TV Ads Lured Homebuyers Who Later Foreclose</title>
		<link>http://sccrealestateuncensored.com/2008/catchy-radio-tv-ads-lured-homebuyers-later-foreclose/</link>
		<comments>http://sccrealestateuncensored.com/2008/catchy-radio-tv-ads-lured-homebuyers-later-foreclose/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 22:35:49 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[acr investments international]]></category>
		<category><![CDATA[gente real estate]]></category>
		<category><![CDATA[gilroy]]></category>
		<category><![CDATA[hollister]]></category>
		<category><![CDATA[maria avila]]></category>
		<category><![CDATA[maria eugenia avila]]></category>
		<category><![CDATA[maria y rafael]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mundo real]]></category>
		<category><![CDATA[rafael cebrero]]></category>
		<category><![CDATA[rafael hugo cebrero]]></category>
		<category><![CDATA[rancho grande financial]]></category>
		<category><![CDATA[rancho grande real estate]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[realty world rancho grande]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[the mortgage company]]></category>
		<category><![CDATA[watsonville]]></category>

		<guid isPermaLink="false">http://sccrealestateuncensored.com/?p=384</guid>
		<description><![CDATA[How do you emigrate from Colombia, fleeing the Mafia, work your way up from doing work as a waitress and shinning shoes to owning your own real estate company, buy a $2.2 million privately gated mansion in Gilroy (2005) and a few years later (2008) attempt to sell it for $3.2 million?&#8230;&#8230;Ask Maria Eugenia Avila [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/catchy-radio-tv-ads-lured-homebuyers-later-foreclose/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What is Wrong with Buying One Today and Losing One Tomorrow?</title>
		<link>http://sccrealestateuncensored.com/2008/buy-one-today-and-lose-one-tomorrow/</link>
		<comments>http://sccrealestateuncensored.com/2008/buy-one-today-and-lose-one-tomorrow/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 20:48:57 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Foreclosure-Short Sale Information]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[buy and bail]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[linda caoili]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[steve hawks]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/?p=129</guid>
		<description><![CDATA[Illustration by: Matt Mahurin
Some of the distressed emails I get from homeowners facing foreclosure ask me what I think about buying a home before losing their current one. To answer that question I will give you my personal opinion at the end of this post.
First let’s look at the case of Michelle Augustine from Sacramento, [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/buy-one-today-and-lose-one-tomorrow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sixteen (Former) Su Casa Agents Face State Disciplinary Action &amp; Possible Loss of License</title>
		<link>http://sccrealestateuncensored.com/2008/su-casa-agents-state-disciplinary-action/</link>
		<comments>http://sccrealestateuncensored.com/2008/su-casa-agents-state-disciplinary-action/#comments</comments>
		<pubDate>Fri, 11 Jul 2008 00:21:46 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Burnias]]></category>
		<category><![CDATA[century 21 su casa]]></category>
		<category><![CDATA[David McCain]]></category>
		<category><![CDATA[Eddie Burnias]]></category>
		<category><![CDATA[Felipe Neri]]></category>
		<category><![CDATA[Geraldine Nunez]]></category>
		<category><![CDATA[Gloria Alvarez]]></category>
		<category><![CDATA[John Trung Nguyen]]></category>
		<category><![CDATA[Julissa Gill]]></category>
		<category><![CDATA[Mariposa Mortgage]]></category>
		<category><![CDATA[Mark Dwelle]]></category>
		<category><![CDATA[Milton McLaurin]]></category>
		<category><![CDATA[Minerva Sanchez]]></category>
		<category><![CDATA[Natrian Maxwell]]></category>
		<category><![CDATA[Peter Sanchez]]></category>
		<category><![CDATA[Robert Atencio Jr]]></category>
		<category><![CDATA[Robert Villegas]]></category>
		<category><![CDATA[Robert Warden]]></category>
		<category><![CDATA[Rushawn Jones]]></category>
		<category><![CDATA[Ruth Burnias]]></category>
		<category><![CDATA[Ruth Mabel Burnias]]></category>
		<category><![CDATA[Ruth Mabel Mejorado]]></category>
		<category><![CDATA[Ruth Mejorado]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/?p=127</guid>
		<description><![CDATA[Although “straw buyer” schemes are illegal but very lucrative for the parties involved, some agents and brokers have chosen to put their freedom, reputation and license on the line.
The California Department of Real Estate (DRE) has filed an extensive accusation and investigation against broker Bic Pho, his company Vision Quest 21 which operated Century 21 [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/su-casa-agents-state-disciplinary-action/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
		</item>
		<item>
		<title>Mortgage Fraud: How a &#8220;Straw Buyer&#8221; Scheme Works</title>
		<link>http://sccrealestateuncensored.com/2008/mortgage-fraud-straw-buyer/</link>
		<comments>http://sccrealestateuncensored.com/2008/mortgage-fraud-straw-buyer/#comments</comments>
		<pubDate>Thu, 10 Jul 2008 20:38:42 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[straw buyer scheme]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/?p=126</guid>
		<description><![CDATA[Mortgage fraud is an epidemic that continues to be around and it can take form in many different ways (foreclosure rescue schemes, illegal flipping, etc). One form of mortgage fraud is a “straw buyer” scheme. This is how it works:
The participants
The most important piece to this scheme is the buyer. We’ll call him “Mr. A” [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/mortgage-fraud-straw-buyer/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Arrests of Major (former) Su Casa Agents Begins!!</title>
		<link>http://sccrealestateuncensored.com/2008/alvarez-su-casa-arrested/</link>
		<comments>http://sccrealestateuncensored.com/2008/alvarez-su-casa-arrested/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 16:05:54 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Bic Pho]]></category>
		<category><![CDATA[carmen alvarez madrigal]]></category>
		<category><![CDATA[Carol Vega]]></category>
		<category><![CDATA[century 21 su casa]]></category>
		<category><![CDATA[Felipe Neri]]></category>
		<category><![CDATA[felix alvarez]]></category>
		<category><![CDATA[Felix Ricardo]]></category>
		<category><![CDATA[Gloria Alvarez]]></category>
		<category><![CDATA[gloria madrigal alvarez]]></category>
		<category><![CDATA[Mark Dwelle]]></category>
		<category><![CDATA[mortgage fraud san jose]]></category>
		<category><![CDATA[patricia alvarez]]></category>
		<category><![CDATA[Pedraza Alvarez]]></category>
		<category><![CDATA[real estate fraud san jose]]></category>
		<category><![CDATA[ricardo alvarez]]></category>
		<category><![CDATA[Ricardo Alvarez Pedraza]]></category>
		<category><![CDATA[Ricardo Pedraza]]></category>
		<category><![CDATA[Ricardo Rios]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[su casa]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2008/alvarez-su-casa-arrested/</guid>
		<description><![CDATA[Many victims of real estate and mortgage fraud get frustrated because in many instances there has been little progress in the investigations process. One of the reasons for this is because the designated authorities have to investigate and make sure that all the accusations are true. They must also obtain evidence and make sure that [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/alvarez-su-casa-arrested/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Elderly Fraud Victims Confront Fraudulent Mortgage Broker in Court</title>
		<link>http://sccrealestateuncensored.com/2008/california-plan-fraud-san-jose/</link>
		<comments>http://sccrealestateuncensored.com/2008/california-plan-fraud-san-jose/#comments</comments>
		<pubDate>Thu, 24 Jan 2008 04:30:56 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[California Plan Inc]]></category>
		<category><![CDATA[District Attorney]]></category>
		<category><![CDATA[Kent Schlumbrecht]]></category>
		<category><![CDATA[Michael Joseph Schneider]]></category>
		<category><![CDATA[Michael Schneider]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[Sacramento]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[santa clara county]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2008/california-plan-fraud-san-jose/</guid>
		<description><![CDATA[Scam artists are the best salesmen in the world. Their first objective is to enter your life, befriend you and gain your trust. Some go as far as meeting you in churches, as I may mention it in a future post, and gain so much of your friendship and trust that you almost begin to think [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/california-plan-fraud-san-jose/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Were You a Victim of Real Estate or Mortgage Fraud?</title>
		<link>http://sccrealestateuncensored.com/2008/real-estate-mortgage-fraud-victim/</link>
		<comments>http://sccrealestateuncensored.com/2008/real-estate-mortgage-fraud-victim/#comments</comments>
		<pubDate>Fri, 11 Jan 2008 15:26:27 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[department of corporation]]></category>
		<category><![CDATA[department of financial institutions]]></category>
		<category><![CDATA[department of real estate]]></category>
		<category><![CDATA[District Attorney]]></category>
		<category><![CDATA[fbi]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mortgage fraud victim]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[real estate fraud victim]]></category>
		<category><![CDATA[report mortgage fraud]]></category>
		<category><![CDATA[report real estate fraud]]></category>
		<category><![CDATA[santa clara county association of realtors]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2008/real-estate-mortgage-fraud-victim/</guid>
		<description><![CDATA[Most people buying a home or refinancing put their trust on their mortgage broker or real estate agent but in many occasions this trust is abused by these same so called “professionals”.
I have encountered many cases where a real estate agent and a mortgage broker teamed up to literally rob money from the homeowners like [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/real-estate-mortgage-fraud-victim/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>I will Personally call You when Interest Rates Go Down!&#8230;.Say What??</title>
		<link>http://sccrealestateuncensored.com/2008/no-closing-cost-refinance/</link>
		<comments>http://sccrealestateuncensored.com/2008/no-closing-cost-refinance/#comments</comments>
		<pubDate>Wed, 02 Jan 2008 16:19:49 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Mortgage - Loan Information]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[mortgage fraud]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2008/no-closing-cost-refinance/</guid>
		<description><![CDATA[Recently a couple that had been dealing with another mortgage broker for a refinance in San Jose, contacted me because they did not feel very comfortable with him. The reason of their discomfort was the way the mortgage broker was pressuring them to obtain a loan he assured them would be the best choice.
I turns out [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2008/no-closing-cost-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Apparent Fraud Spills from Century21 SuCasa to Another Agent in San Jose</title>
		<link>http://sccrealestateuncensored.com/2007/fraud-century21-norma-valdovinos/</link>
		<comments>http://sccrealestateuncensored.com/2007/fraud-century21-norma-valdovinos/#comments</comments>
		<pubDate>Sat, 10 Nov 2007 14:00:58 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Absolute Investment Group]]></category>
		<category><![CDATA[century 21 golden hills]]></category>
		<category><![CDATA[Century 21 Golden Hills Realty]]></category>
		<category><![CDATA[fraud in san jose]]></category>
		<category><![CDATA[Golden Hills Associates]]></category>
		<category><![CDATA[Golden State Mortgage]]></category>
		<category><![CDATA[jesus chavez]]></category>
		<category><![CDATA[Linda Tran]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[norma valdovinos]]></category>
		<category><![CDATA[Pablo Curiel]]></category>
		<category><![CDATA[Palacio Mortgage]]></category>
		<category><![CDATA[Palacio Real Funding]]></category>
		<category><![CDATA[paul curiel]]></category>
		<category><![CDATA[paul curiel farmers insurance]]></category>
		<category><![CDATA[paul curiel insurance agency]]></category>
		<category><![CDATA[Raya Nichole Ghajar]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[san jose mortgage fraud]]></category>
		<category><![CDATA[san jose real estate fraud]]></category>
		<category><![CDATA[santa clara county]]></category>
		<category><![CDATA[Tara Home Financial Services]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2007/fraud-century21-norma-valdovinos/</guid>
		<description><![CDATA[I had already known a little about this case before the story hit the press. What I didn’t know was the extent of it and how they were getting away with it.
The (anonymous) homeowner who had given me some information months ago called me one day. She had recently seen cameras from the Spanish television news [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2007/fraud-century21-norma-valdovinos/feed/</wfw:commentRss>
		<slash:comments>20</slash:comments>
		</item>
		<item>
		<title>A Homeowner’s guide: Short Sales and preventing Foreclosure Pt1 (the reality of a foreclosure)</title>
		<link>http://sccrealestateuncensored.com/2007/shortsale-foreclosure-pt1/</link>
		<comments>http://sccrealestateuncensored.com/2007/shortsale-foreclosure-pt1/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 17:20:15 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Foreclosure-Short Sale Information]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2007/shortsale-foreclosure-pt1/</guid>
		<description><![CDATA[The dream
It’s the year 2005, for others 2006, and for others 2007, and you are happy because you finally realized the American dream of owning a home.
You finally have a home where can build a future for yourself and your family. According to your agent and your mortgage broker, they promised you could refinance in [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2007/shortsale-foreclosure-pt1/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Warning Signs for Recognizing Predatory Lending</title>
		<link>http://sccrealestateuncensored.com/2007/warning-predatory-lending/</link>
		<comments>http://sccrealestateuncensored.com/2007/warning-predatory-lending/#comments</comments>
		<pubDate>Thu, 30 Aug 2007 02:20:12 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Mortgage - Loan Information]]></category>
		<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[how to recognize predatory lending]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[predatory lending warning]]></category>
		<category><![CDATA[recognize predatory lending]]></category>
		<category><![CDATA[warning predatory lending]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2007/warning-signs-for-recognizing-predatory-lending/</guid>
		<description><![CDATA[Just like in any other profession not all mortgage brokers and lenders practice business fairly and ethically. Some of these mortgage brokers and lenders typically takes advantage of vulnerable groups, such as immigrants, people of color, seniors and people with disabilities who are applying to purchase homes or refinance home loans.
Consumers are protected by federal [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2007/warning-predatory-lending/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>San Jose CA broker linked to FRAUD claims over $2 million</title>
		<link>http://sccrealestateuncensored.com/2007/sanjose-broker-fraud/</link>
		<comments>http://sccrealestateuncensored.com/2007/sanjose-broker-fraud/#comments</comments>
		<pubDate>Wed, 08 Aug 2007 01:39:54 +0000</pubDate>
		<dc:creator>NEY</dc:creator>
				<category><![CDATA[Real Estate & Mortgage FRAUD]]></category>
		<category><![CDATA[Aborn Prestige Home and Estates]]></category>
		<category><![CDATA[Aborn Prestige Home and Investments]]></category>
		<category><![CDATA[Aborn Prestige Properties]]></category>
		<category><![CDATA[Apprentice Enterprise]]></category>
		<category><![CDATA[Bic Pho]]></category>
		<category><![CDATA[California Properties]]></category>
		<category><![CDATA[Century 21 Ruby]]></category>
		<category><![CDATA[Century 21 Ruby Fine Homes and Estates]]></category>
		<category><![CDATA[century 21 su casa]]></category>
		<category><![CDATA[GMAC Real Estate]]></category>
		<category><![CDATA[Mariposa Mortgage]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[Online Termite]]></category>
		<category><![CDATA[Prestige Home and Estates]]></category>
		<category><![CDATA[real estate fraud]]></category>
		<category><![CDATA[Ruby Prestige Homes and Estates]]></category>
		<category><![CDATA[Ruby Prestige Properties]]></category>
		<category><![CDATA[san jose]]></category>
		<category><![CDATA[santa clara county]]></category>
		<category><![CDATA[Su Casa Real Estate]]></category>
		<category><![CDATA[Su Casa Realty]]></category>
		<category><![CDATA[Triple Net Commercial Network]]></category>
		<category><![CDATA[Vision Quest 21]]></category>

		<guid isPermaLink="false">http://micasamidinero.com/myhome/2007/sanjose-broker-fraud/</guid>
		<description><![CDATA[I was driving by the East Side of San Jose when I realized that the Century 21 Su Casa sign was already taken down (I may be a little behind noticing this) but the sign for the so called &#8220;Real Estate Academy&#8221; is still there. Could it be that Bic Pho&#8217;s Apprentice Enterprise is still [...]]]></description>
		<wfw:commentRss>http://sccrealestateuncensored.com/2007/sanjose-broker-fraud/feed/</wfw:commentRss>
		<slash:comments>52</slash:comments>
		</item>
	</channel>
</rss>
