Repair Your Credit By Legally Removing All Negative Accounts: It’s All Legal, I promise! (Just Don’t Report It To The Authorities)

I am sure that by now almost everyone has seen advertisements on the radio, television or the internet from companies or companies affiliated with law firms claiming to be “credit repair experts.” They boldly claim to be successful at removing from credit reports any derogatory accounts including short sales, foreclosures, and bankruptcies.

Most of the claims in these advertisements say, “We can clean your credit report and save you thousands,” “We remove foreclosures and bankruptcies from your credit report and best of all; it is all legal.”

Well, believe me when I tell you that Read more

November 7th, 2008 · Filed Under Credit Information, Credit Repair scams, Predatory - Subprime Advertisement

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Predatory / Subprime Advertisement #2

Here is another submission for the series on “Predatory / Subprime Advertisement.”

The advertisement has been modified so that it won’t show names or phone numbers.

This advertisement has a much common message found in the Spanish magazines. It states Read more

April 15th, 2008 · Filed Under Predatory - Subprime Advertisement

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Predatory / Subprime Advertisement #1

We have our first submission for the series on “Predatory / Subprime Advertisement”.
The advertisement has been modified so that it won’t show names or phone numbers.

Although the anonymous person that submitted this real estate ad from San Jose thought that this was a predatory advertisement, I don’t necessarily think that it is. However, I do think the way the ad is worded it could be a liability for the agent and a miss interpretation that a real estate agent can provide legal counseling to a client.

On the first sentence, the ad states Read more

March 3rd, 2008 · Filed Under Predatory - Subprime Advertisement

1 Comment 

Blowing the Whistle on Predatory Lending Advertisement

I have been pondering on this idea for awhile. One of the reasons that push me into putting this idea into action was the fact that we might see a short refinancing boom in 2008 due to the conforming loan limits being raised when the President Bush signs it in the middle of February.

Ever since I became involved in real estate years ago I began to realize how many unscrupulous people in the real estate and lending industry could easily misguide, victimize minorities, specially the Latino community, and Read more

January 24th, 2008 · Filed Under Predatory - Subprime Advertisement

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