About
I am glad you have found this page and articles helpful.
My name is Ney Montenegro and I am a Realtor® serving San Jose and Santa Clara county area. I like everyone else, had the “American Dream” of one time owning a home. After a few years of throwing my money down the drain in rent, I was able to buy my first home and after a few more years I found myself investing in real estate. Ever since then I have turned the tables around. I went from a renter, making the landlord rich, to now me being the landlord (a good one by the way) and now I am able to save for my future.
My passion and main focus is in real estate as well as investing in real estate. I am a strong believer that a house should be purchase with as much good information on your side as possible and someone to navigate you through the process so you end up buying your home with “your wallet” in mind and not on impulse.
I am dedicated to maintaining the highest level of professionalism and knowledge in real estate for my client’s best interest. To accomplish this, I stay current with the market in the Silicon Valley and because real estate is always changing, I am always striving to learn new things affecting real estate.
Besides being licensed by the California Department of Real Estate, I am also a REALTOR®, member of the Santa Clara Association of Realtors, member of the California Association of Realtors and a member of the National Association of Realtors. Many believe that there is no difference between a real estate agent and a REALTOR®. Being a REALTOR® means that we have to follow stricter ethics, rules and regulations than a regular real estate agent. My primary area of services is the Bay Area, especially San Jose but with our offices and our agents, we serve a big part of the community outside of the Bay Area as well. If you are looking to buy or sell dont hesitate to call a professional REALTOR® 408-505-6980
As a an added service to investors nationwide, we provide excellent mortgage services with very low interest rates to most states in the United States through our sister company Acceptance Capital. Give me a call 408-505-6980 to get you the best rates on the market today!
Enjoy this page full of information about Credit, Mortgages and of course Real Estate!
Ney Montenegro
REALTOR®

PS: Questions or comments EMAIL ME
As in any other professions (eg: lawyers, police, etc, etc) there is always that bad apple that spoils it for everyone. These bad apples take advantage of the consumers knowing that there are many people not very well informed about real estate, mortgage and credit. This is the reason why you as a consumer can use this page as means to inform and educate yourself.
The opinions or posts on this page/blog posted by me are solely my own and not necessarily that of any other, real estate or mortgage professional, or real estate brokerage, affiliated with this blog or website.
Information about legal cases contained on “San Jose Santa Clara County Real Estate UNCENSORED” are presented as general research and information and are expressly not intended, and should not be regarded, as legal advice. Information on this site concerns allegations made in civil lawsuits and in criminal indictments. All persons are presumed innocent until convicted of a crime. Readers who require legal counsel should seek the advice of an attorney. The creators, editors and sponsors of SCCRealEstateUNCENSORED.com do not intend to create a confidential relationship or an attorney-client relationship by communication via or arising from this site.











