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	<title>Comments on: ARMs keep getting riskier as time passes by</title>
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	<link>http://sccrealestateuncensored.com/2006/arms-keep-getting-riskier-as-time-passes-by/</link>
	<description>Real Estate, Mortgage &#38; Credit information - San Jose - Santa Clara County - California</description>
	<lastBuildDate>Sun, 05 Sep 2010 04:33:00 +0000</lastBuildDate>
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		<title>By: Ney</title>
		<link>http://sccrealestateuncensored.com/2006/arms-keep-getting-riskier-as-time-passes-by/comment-page-1/#comment-2382</link>
		<dc:creator>Ney</dc:creator>
		<pubDate>Tue, 13 Oct 2009 14:45:29 +0000</pubDate>
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		<description>Barbara Jerde,

I believe what you are looking for is an FHA loan. FHA loans don&#039;t require MIP because it is already built into the loan. Here is the link if you would like to &lt;a href=&quot;http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;find a local FHA approved broker or lender&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>Barbara Jerde,</p>
<p>I believe what you are looking for is an FHA loan. FHA loans don&#8217;t require MIP because it is already built into the loan. Here is the link if you would like to <a href="http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm" target="_blank" rel="nofollow">find a local FHA approved broker or lender</a>.</p>
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		<title>By: Barbara Jerde</title>
		<link>http://sccrealestateuncensored.com/2006/arms-keep-getting-riskier-as-time-passes-by/comment-page-1/#comment-2380</link>
		<dc:creator>Barbara Jerde</dc:creator>
		<pubDate>Mon, 12 Oct 2009 19:33:15 +0000</pubDate>
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		<description>I want to refinance from an ARM. I contacted Freddie Mac earlier and I found a website that listed loan servicers that could give me a fixed rate loan and not have to pay MIP insurance since I paid 20% down when i originally bought my home so I would not have to pay MIP insurance. I can do this through my present mortgagor but I want to do it locally. Where do I find a list of the loan providers that can offer this Freddie Mac program please?</description>
		<content:encoded><![CDATA[<p>I want to refinance from an ARM. I contacted Freddie Mac earlier and I found a website that listed loan servicers that could give me a fixed rate loan and not have to pay MIP insurance since I paid 20% down when i originally bought my home so I would not have to pay MIP insurance. I can do this through my present mortgagor but I want to do it locally. Where do I find a list of the loan providers that can offer this Freddie Mac program please?</p>
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